To make a transaction, you can use your physical card when it arrives or you can create a virtual card in seconds from the app. Make sure the correct budget that you wish to spend from is selected on your card regardless of which type of card you use to spend.

Let’s assume you’ve created a virtual card to use for your first transaction. Your virtual card works just like a physical card and includes:

• A unique card number
• Expiration date (that you can set!)
• Security code